The importance of boundaries

Aug 15, 2022

Every day we make decisions to live a life of our choosing. But yet, when asked about what our ideal life could look like, it’s often quite different from the one we’re living right now. Our decisions link our current life to the life we’d like. With every decision, we’re either establishing a new boundary, … Read More

From bags to riches

Aug 15, 2022

We often think of things like stocks, bonds, mutual funds, annuities and assets as investments. But, investments are a broad area. According to Investopedia, an investment involves putting capital to use today to increase its value over time. An investment requires putting capital to work, in the form of time, money, effort, etc., in hopes … Read More

Want to avoid a lapsed policy?

Aug 8, 2022

When the purse strings are pulled tight, it’s challenging to look at your statement and see monthly amounts deducted for insurance payments. Whether the risk policies are for health care, income protection or the protection of assets, seeing them come off your account can be painful. As a result, many of us cut these policies … Read More

When you think you can’t

Aug 1, 2022

Stress can be an incredibly powerful motivator. Most of the time, we see it as a negative, but that’s because our days are generally overwhelmed with stress. And, our coping skills have evolved to help us survive in environments very different (Cosmides & Tooby, 2013). Our mind protects us from harm and further stress by … Read More

What’s happening in the markets?… is not always the best question

Jul 25, 2022

Whilst it’s good to have someone on your team (your financial adviser) who knows what’s happening in the markets, it’s not always helpful to relay all that information to you and have you make decisions about it. We can’t control the markets, but we can control our conversations about money. That’s why it’s not always … Read More

It’s okay to listen and learn

Jul 18, 2022

Over the last two decades, we’ve been introduced, seduced and held captive by the overwhelming presence of digital communication. From the days when we promised ourselves we would ‘never get emails on our Blackberry’ to an age where we can DM, post, comment, react, share, support, subscribe, pin, tweet, self-publish, sync, stream, webcast, update, upload … Read More

When the markets have you second-guessing

Jul 18, 2022

“Genuine travellers travel not to overcome distance but to discover distance.” James P Carse Investing money is always a paradox: it’s simple, complex, straightforward, challenging, mathematical, and unpredictable. It’s because of our emotional influence that plays a significant role in every decision we make. When investing in the markets, many have said it’s all about … Read More

The Superman Syndrome

Jul 11, 2022

Have you ever watched a superhero movie where they show the origin story of the hero? It’s often a journey of going from ordinary and wanting so much more, to being extra-ordinary and not being able to cope with all of the responsibility. A sense of overwhelming obligation can both distract and dilute the hero … Read More

Car insurance and your financial portfolio

Jul 11, 2022

When the effects of inflation are being felt more than ever, and global economies are stuck in a state of recovery, it’s common for us to sit down and review our monthly expenses in a fervent drive to reduce our expenses. As we scroll through our bank statements or budgeting apps, we will start to … Read More

Fight or flight – freeze or appease?

Jul 4, 2022

We all have reactionary instincts, which can be quite different in various situations. We won’t always run from certain challenges (flight) or panic when confronted with a problem (freeze). Sometimes we may stand our ground and represent our deep values (fight), but in other cases, we could simply go with the flow in order to … Read More