ALL-GEN NOMVULA SOLUTIONS

EMPLOYEE BENEFITS

All-Gen Nomvula Group has been launched as a specialised division within the greater All-Gen Group to provide business owners with peace of mind concerning employees’ and their families’ financial well-being as well as Medical Aid to businesses and individuals.

CORPORATE, EMPLOYEE & PENSION FUND BENEFITS

Our focus regarding this aspect of our service offering is on providing you, the business owner, with the right financial products and services for the most important people in your business – your employees.

Your employees’ health, financial security, and safety are important and as an employer you should protect them against the costs associated with unexpected injuries and serious illnesses. Furthermore you can help your employees maximise their retirement benefits by structuring their packages correctly. Offering retirement and risk benefits, such as death, disability and funeral cover to employees is also considered a valuable tool in retaining staff.

All-Gen Nomvula has a specialist department focusing on this product offering and our aim is to assist and advise employers of all sizes throughout South Africa, regarding the development of suitable employee benefits packages which can be tailor-made to meet the financial requirements of the business and your employees.

Retirement benefit provision is rapidly changing in South Africa. Employees expect more in terms of transparency, participation and communication. The importance lies in educating individual employees on financial well-being and creating awareness around the importance of making provision for retirement. At All-Gen Nomvula, we are committed to providing advice and service of the highest quality on all financial planning matters so that individuals are well-equipped on their journey to a more secure financial future.

HEALTHCARE MEDICAL AID SOLUTION

Whether one is single or married with dependants, Medical Aid membership is a vital consideration.

Hospital bills can easily range from R10 000 to in excess of R100 000 depending on particular circumstances.

Procedures can be planned, whereas having a hospital procedure done in a state hospital can take time.

Medical Aid is an effective way for you to cover yourself financially should you or your family need medical attention or supplies. Healthcare procedures and medication can become extremely expensive when they occur regularly or if they occur unexpectedly.

 

When joining a Medical Aid scheme, there are multiple membership options available depending on your needs and affordability:

Comprehensive Plans

These plans offer comprehensive cover of hospitalization at private healthcare facilities. These plans also cover a range of day-to-day benefits which include specialist visits and chronic medication expenses.

Hospital Plans

These plans only cover you for in-hospital procedures together with cover for 26 chronic conditions but does not cover any day-to-day benefits such as GP visits.

Savings Account Plans

These plans cover various expenses such hospital emergencies, major medical events and prescribed minimum benefits. All the other day-to-day expenses are funded by the members themselves by contributing to their savings account.

Network plans and Capitation Option (income-based plans)

Members on these plans are restricted with regards to the hospitals that they can go to. These plans also offer some day-to-day cover but again at a doctor in a particular network. Members are not able to elect where they want to go but these plans are more affordable.

Having the best suited Medical Aid cover in place doesn’t necessarily mean the most expensive plan – it means having the right plan for your family’s needs.  

So, whether you are looking for a reliable Medical Aid, Medical top-up cover, we have the solution for you.

ALL-GEN NOMVULA is contracted with the following Medical Aid and Gap Cover Providers:

Medical Aid:

  • Bestmed
  • Bonitas
  • Discovery Health
  • Medihelp
  • Medshield
  • Momentum Health

Gap Cover:

  • Sirago
  • Zestlife

Gap Cover is designed to provide extra protection for those who already have Medical Aid. It covers the deficit between your medical scheme’s tariff (MST) and the actual rates charged by private healthcare professionals. A valuable supplement to your Medical Aid protection.

Medical aid schemes in South Africa currently reimburse doctors and specialists at 100%, 200%, or 300% of the scheme rate. However, professional medical providers may charge up to five times the base tariff.

Our service includes assisting with the submission of applications and removing/adding of dependants and any in any future authorisation requests.

"No one cares how much you know,
until they know how much you care."

Theodore Roosevelt

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